Split smart. Travel light.
Trips, rent, dinners. Stop chasing screenshots and spreadsheets. moneYco tracks your own spending and splits shared costs with friends, partners and roommates, in any currency.
Everything you need to keep money simple
One app for your own budget and for every shared expense, built to be fast on a busy day.
Shared expenses & groups
Create a group for a trip, apartment or dinner. Add expenses and split them equally, by percentage, by shares or by fixed amounts.
Receipt scanning
Snap a receipt and moneYco reads the total, merchant and date for you. Attach photos so nothing gets lost.
Personal budgets
Set a monthly budget and per-category limits, including your own custom categories, and watch the progress bar fill.
Settle up in a tap
See exactly who owes whom. Record a payment, let the other person confirm it, and keep every balance crystal clear.
Invite by link or QR
Bring friends, partners and roommates into a group with a shareable link or a QR code scanned in person.
Any currency, 3 languages
Track spending in your currency of choice. The app speaks English, French and Arabic, including right-to-left layout.
Up and running in three steps
No setup headaches. Start as a guest or create an account in under a minute.
Add your expenses
Log a purchase, scan a receipt or import it from a photo. Categorise it and move on.
Share with your crew
Create a group and invite people by link or QR. Choose how each bill is split.
Settle up & stay on budget
See who owes what, mark payments as paid and track your monthly budget with clear insights.
Your data, your control
Use moneYco in guest mode with everything stored on your device, or sign in to sync. You can reset your data or permanently delete your account from inside the app at any time.
Read our Privacy Policy- Encrypted connections
- Access rules per user and per group
- Ad consent controls (EEA/UK)
- In-app account deletion
Built by Drag & Code Tunisia
moneYco is designed and developed by Drag & Code Tunisia, a software studio building web and mobile products for people and businesses.
We craft apps end to end: product design, mobile and web development, cloud backends and long-term support. Have a project in mind? Let us know.
Mobile apps
Cross-platform apps built with React Native.
Web platforms
Fast, accessible, responsive websites and web apps.
Cloud backends
Secure APIs, authentication and data pipelines.
Product design
Clear interfaces that people enjoy using.
Frequently asked questions
Is moneYco free?
Yes. moneYco is free to download and use. The free version is supported by ads, and you can manage your ad privacy choices in Settings.
Do I need an account?
You can start in guest mode, which keeps everything on your device. Create an account to sync across devices and use groups, invites and shared expenses.
Does moneYco move money?
No. moneYco is a tracking and organising tool. It records who owes what, but payments happen outside the app, through your bank, cash or any payment service you prefer.
How do you protect my data?
Data is transmitted over encrypted connections and stored with our backend provider with row-level access rules, so you only see your own data and the groups you belong to. See our Privacy Policy.
How do I delete my account?
Open Settings → Data → Delete account in the app, or follow the steps on our account deletion page. Your data is removed permanently.
Which devices are supported?
moneYco is available for Android phones. Download it from Google Play.
Ready to split smarter?
Download moneYco free and bring your next trip, flat or night out under control.
