Personal & shared expenses

Split smart. Travel light.

Trips, rent, dinners. Stop chasing screenshots and spreadsheets. moneYco tracks your own spending and splits shared costs with friends, partners and roommates, in any currency.

Free to useEnglish, Français, العربيةDelete your data any time

See moneYco in action

Budgets, groups and receipts, all in one place.

moneYco app: Split smart. Travel light. Personal budgets and shared expenses with Budgets, Groups and Receipts.

Everything you need to keep money simple

One app for your own budget and for every shared expense, built to be fast on a busy day.

Shared expenses & groups

Create a group for a trip, apartment or dinner. Add expenses and split them equally, by percentage, by shares or by fixed amounts.

Receipt scanning

Snap a receipt and moneYco reads the total, merchant and date for you. Attach photos so nothing gets lost.

Personal budgets

Set a monthly budget and per-category limits, including your own custom categories, and watch the progress bar fill.

Settle up in a tap

See exactly who owes whom. Record a payment, let the other person confirm it, and keep every balance crystal clear.

Invite by link or QR

Bring friends, partners and roommates into a group with a shareable link or a QR code scanned in person.

Any currency, 3 languages

Track spending in your currency of choice. The app speaks English, French and Arabic, including right-to-left layout.

Up and running in three steps

No setup headaches. Start as a guest or create an account in under a minute.

Add your expenses

Log a purchase, scan a receipt or import it from a photo. Categorise it and move on.

Share with your crew

Create a group and invite people by link or QR. Choose how each bill is split.

Settle up & stay on budget

See who owes what, mark payments as paid and track your monthly budget with clear insights.

5split methods
3languages incl. RTL
Anycurrency
100%free to start

Your data, your control

Use moneYco in guest mode with everything stored on your device, or sign in to sync. You can reset your data or permanently delete your account from inside the app at any time.

Read our Privacy Policy
  • Encrypted connections
  • Access rules per user and per group
  • Ad consent controls (EEA/UK)
  • In-app account deletion

Built by Drag & Code Tunisia

moneYco is designed and developed by Drag & Code Tunisia, a software studio building web and mobile products for people and businesses.

We craft apps end to end: product design, mobile and web development, cloud backends and long-term support. Have a project in mind? Let us know.

Mobile apps

Cross-platform apps built with React Native.

Web platforms

Fast, accessible, responsive websites and web apps.

Cloud backends

Secure APIs, authentication and data pipelines.

Product design

Clear interfaces that people enjoy using.

Frequently asked questions

Is moneYco free?

Yes. moneYco is free to download and use. The free version is supported by ads, and you can manage your ad privacy choices in Settings.

Do I need an account?

You can start in guest mode, which keeps everything on your device. Create an account to sync across devices and use groups, invites and shared expenses.

Does moneYco move money?

No. moneYco is a tracking and organising tool. It records who owes what, but payments happen outside the app, through your bank, cash or any payment service you prefer.

How do you protect my data?

Data is transmitted over encrypted connections and stored with our backend provider with row-level access rules, so you only see your own data and the groups you belong to. See our Privacy Policy.

How do I delete my account?

Open Settings → Data → Delete account in the app, or follow the steps on our account deletion page. Your data is removed permanently.

Which devices are supported?

moneYco is available for Android phones. Download it from Google Play.

Ready to split smarter?

Download moneYco free and bring your next trip, flat or night out under control.

GET IT ONGoogle Play